Annuities
What Is an Annuity?
An annuity is a financial product designed to help you turn your savings into dependable, long-term income. Think of it as a steady financial foundation — one that supports you during retirement, protects your hard-earned money, and gives you peace of mind for the years ahead.
Annuities are especially valuable for people who want:
- Income they can’t outlive
- Protection against market losses
- A secure way to build long-term stability
There are a few common types of annuities:
- Fixed Annuities – Provide guaranteed interest and steady, predictable income.
- Fixed Indexed Annuities (FIA) – Allow your money to grow with market-linked performance without the risk of losing your principal.
- Immediate Annuities – Start paying income right away, usually within 12 months of purchase.
No matter which type you choose, the purpose is the same: security, stability, and controlled growth for your financial future.
Benefits of Annuities
Here are the key advantages you’ll want to understand — and how they align with your goals
1. Guaranteed Lifetime Income
Annuities can provide monthly income that lasts for as long as you live — offering certainty that Social Security or savings alone may not provide.
2. Protection From Market Losses
Your money is shielded from downturns. This means even if the market drops, your principal stays protected.
3. Tax-Deferred Growth
Your earnings grow tax-deferred, allowing your money to compound faster until you’re ready to withdraw.
4. Flexible Payout Options
Whether you want income now, later, for life, or for a set number of years — annuities give you multiple ways to personalize your plan.
5. Legacy Value
Some annuities allow you to pass remaining benefits to loved ones, ensuring your money continues supporting the people who matter most.
Ready to Build a Stronger Financial Future?
If you’re looking for a safe, structured way to protect your retirement income and grow your wealth with confidence, an annuity may be the right fit.
Let’s help you choose the right annuity for your goals