Final Expense / Burial Insurance
What Is Final Expense / Burial Insurance?
Final Expense — also known as Burial Insurance — is a simple, affordable life insurance policy designed to help families cover end-of-life costs without financial stress.
Instead of leaving loved ones with unexpected expenses, this type of policy provides a small to moderate benefit amount that can be used for:
- Funeral and burial arrangements
- Medical bills
- Outstanding personal costs
- Any final wishes a family wants to honor
It’s built for peace of mind — especially for individuals who want something straightforward, reliable, and easy to qualify for. With smaller coverage amounts and simplified underwriting, many people can get approved quickly, even later in life or with health concerns.
Benefits of Final Expense / Burial Insurance
1. Easy to Qualify
Many policies offer simplified underwriting — no medical exam required. This makes approval faster and more accessible for seniors or individuals with health challenges.
2. Affordable, Predictable Payments
Coverage amounts are kept manageable so premiums stay low and consistent. You get protection without straining your monthly budget.
3. Protects Your Loved Ones
Your family won’t have to worry about last-minute funeral expenses or debt. The benefit goes directly to them, easing one of life’s most emotional moments.
4. Funds Are Flexible
The payout can be used however your loved ones need — from funeral arrangements to medical bills, or simply honoring your final wishes.
5. Lifelong Coverage
As long as premiums are paid, your policy remains active for life. You’re protected no matter how long you live.
Ready to Secure Peace of Mind?
A small step today can save your family from financial stress tomorrow.
Circle of Giants is here to help you choose a plan that fits your needs, budget, and legacy.